Austyn's Insights

Austyn's Latest Financial Strategy Insights

#31 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on these extraordinary times. A text version of this interview will be available here shortly. Please check back. Past performance is not a guide to future performance The value of investments

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Austyn's Latest Financial Strategy Insights

#30 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on these extraordinary times. A text version of this interview will be available here shortly. Please check back. Past performance is not a guide to future performance The value of investments

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Austyn's Latest Financial Strategy Insights

#23 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on these extraordinary times. A text version of this interview will be available here shortly. Please check back. Past performance is not a guide to future performance The value of investments

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Austyn's Latest Financial Strategy Insights

#22 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on these extraordinary times. A text version of this interview will be available here shortly. Please check back. Past performance is not a guide to future performance The value of investments

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Austyn's Latest Financial Strategy Insights

#21 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on these extraordinary times. A text version of this interview will be available here shortly. Please check back. Past performance is not a guide to future performance The value of investments

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Austyn's Latest Financial Strategy Insights

#20 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on these extraordinary times. Nick Griffith: Austyn, good to speak to you. It’s our weekly Q and A. Thursday the 23rd of July. The year’s going fast. Austyn Smith: It is.

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Austyn's Latest Financial Strategy Insights

#19 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on these extraordinary times. Nick Griffith: Good afternoon, Austyn, how are you? Austyn Smith: Yes, very well. Thank you. Nick Griffith: Very good. It’s our weekly Q and A, it’s Thursday,

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Austyn's Latest Financial Strategy Insights

#18 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on these extraordinary times. Nick Griffith: It’s Thursday, the 9th of July, Austyn Smith, talking to Nick Griffith, doing our weekly Q&A. So a few questions to get through, looking forward

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Austyn's Latest Financial Strategy Insights

#17 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on these extraordinary times. A text version of this interview will be available here shortly. Please check back. Past performance is not a guide to future performance The value of investments

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Austyn's Latest Financial Strategy Insights

#16 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on these extraordinary times. Nick Griffith: Good afternoon, Austyn, how are you? Austyn Smith: Very warm. I think we’re sitting in the middle of a heatwave at 31 degrees this afternoon.

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Austyn's Latest Financial Strategy Insights

#15 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on these extraordinary times. Nick Griffith: It’s Thursday afternoon, 18th of June, and it’s our weekly Q&A, thanks for joining us. Let’s get stuck in. Reflecting on last week, we had

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Austyn's Latest Financial Strategy Insights

#14 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on these extraordinary times. Nick Griffith: Very good to have you on the call this afternoon, this is our weekly Q and A, Nick Griffith talking to Austyn Smith. I say

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Austyn's Latest Financial Strategy Insights

#13 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on the continuing unprecedented events. Nick Griffith: My name’s Nick Griffith. It’s Friday, the 5th of June, and I’m sat here interviewing Austyn Smith for our weekly Q&A to cover the

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Austyn's Latest Financial Strategy Insights

#12 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on the continuing unprecedented events. Nick Griffith: Good to have you on our weekly Q&A. It’s Thursday, the 28th of May 2020. So thanks for everyone’s questions, we’ll just jump straight

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Austyn's Latest Financial Strategy Insights

#11 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on the continuing unprecedented events. Nick Griffith: Good to speaking to you. It’s Thursday afternoon, the 21st of May 2020, and we are doing our weekly Q&A. We’ve just been chatting

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Austyn's Latest Financial Strategy Insights

#10 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on the continuing unprecedented events. Nick Griffith: Very good to have you join us this afternoon. It’s Thursday, the 14th of May, and here we are with our weekly Q&A. So

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Austyn's Latest Financial Strategy Insights

#9 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on the continuing unprecedented events. Nick Griffith: So it’s Nick Griffith here interviewing Austyn Smith. Thanks very much for everyone listening and thanks for your questions, do keep them coming in.

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Austyn's Latest Financial Strategy Insights

#8 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on the continuing unprecedented events. Nick Griffith: Great to have you on the call. It’s our weekly call. It’s Nick Griffith speaking to Austyn Smith. And it’s now Thursday 30th of

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Austyn's Latest Financial Strategy Insights

#7 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on the continuing unprecedented events.   Nick Griffith: Very good to be speaking to you today. It’s Nick Griffith asking some of your most popular questions to Austyn Smith. We are

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Austyn's Latest Financial Strategy Insights

#6 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on the continuing unprecedented events. Past performance is not a guide to future performance The value of investments can fall as well as rise Portfolio performance varies according to client circumstances

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Austyn's Latest Financial Strategy Insights

#4 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on the continuing unprecedented events. Past performance is not a guide to future performance The value of investments can fall as well as rise Portfolio performance varies according to client circumstances

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Austyn's Latest Financial Strategy Insights

#3 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on the continuing unprecedented events. Past performance is not a guide to future performance The value of investments can fall as well as rise Portfolio performance varies according to client circumstances

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Austyn's Latest Financial Strategy Insights

#2 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts on this week’s turbulent market events. Past performance is not a guide to future performance The value of investments can fall as well as rise Portfolio performance varies according to client

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Austyn's Latest Financial Strategy Insights

#1 🔊 Austyn’s Weekly Financial Strategy. Below is a link to a short Q&A audio interview I’ve just recorded where I give my thoughts after the recent, turbulent events in the markets. Past performance is not a guide to future performance The value of investments can fall as well as rise Portfolio performance varies according

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Austyn's Insights

Our cautious approach is helping to preserve values in these uncertain times. This week the Federal Reserve cut interest rates for the third time this year, in an attempt to head off a slowing U.S. economy. This matters because global markets tend to follow what’s going on in America. On the face of it America

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Austyn's Insights

Since the autumn of last year we have been taking profit and boosting cash, and this has largely allowed us to side step the worst of the stock market gyrations, which made 2018 the worst year since 2008. As I mentioned in my ‘Protect the Downside’ update in January, if the US Federal Reserve were

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Austyn's Insights

Hello and Happy New Year, this is just a short note to cover recent weeks and my thoughts for the first few months of 2019. My mantra has always been ‘Protect the downside’, and so the changes we made last September to take some profit and boost cash have helped in the recent volatility. It

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Austyn's Insights

Towards the end of the summer, and during September we positioned portfolios 15-20% in cash due to a tightening of the economic cycle. Since then stock markets around the world have fallen 10% from their recent highs, and so by being adaptable, this has helped protect you from the full effects. Our cautious style of

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Austyn's Insights

Withdrawing historic levels of market stimulus On Wednesday night, Janet Yellen, the chair of the US Federal Reserve, gave a hugely important press conference in which she confirmed that the Fed would start ‘the great transition’ from quantitative easing to quantitative tightening. This was an historic moment because since 2008 huge amounts of money have

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I hope you are well and this quarter I’m writing slightly later because I wanted to squeeze a bit more out of the Trump Rally before we begin to park some profit. Since the Brexit referendum last June our currency has devalued some 15% and this has boosted our stock market, and in the USA

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US and UK Flags

This is just a short update on what I have been doing behind the scenes, in devising strategy for the coming year. The key to what we do, is in the diversity of asset allocation, and keeping a closer eye on things. By being adaptable we are able to curtail what might have drifted and

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Austyn's Insights

Data is Pointless, Information is Meaningless, Insight is Wisdom. One of my key roles in overseeing client relationships is to provide clarity, and to help clients sift through the noise. Data is momentary, it flicks across our screens. Information is daily and summarises the data, which over time will provide some knowledge. However, people can

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US flag

I hope you are well, and again I’m writing earlier this quarter, so that you can benefit from the recent uplift in the American stock market. This week marked a series of ‘all time’ highs in their stock market and this has helped boost the UK’s main FTSE 100, and enabled emerging markets to rebound.

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Austyn's Insights

Observations and Thoughts Whilst we now know the result, what’s a little unclear is how the next few months will pan out, and so I’ve put together a few thoughts and observations. We had already made provision for uncertainty in our portfolios. Earlier this year we had built in some defensives to cope with the

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Austyn's Insights

Thoughts and Observations Overview I am writing slightly later due to the recent half term break, and because I wanted more time to think through our strategy for this year. We have certainly had a bumpy start, and so for now the pilot has turned on the fasten seat belt sign, because the bumps we

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US and UK Flags

Following on from my more detailed ‘Austyn’s Insight’ from last month, many of the themes I mentioned are still current. We have a world in recovery getting used to the prospect of rising interest rates, balanced against a backdrop of slowing manufacturing in China, which has upset emerging markets. The push and pull of these

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Austyn's Insights

The recent sell off in commodities and resources caused by a slowdown in Chinese manufacturing, has caused anxiety to spill over into main markets. This perhaps shows a lack of confidence in valuations that were boosted by stimulus, and where the US appears still on track to raise interest rates by the end of the

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Greek and Chinese flags

I hope that you are well and enjoying the summer sunshine, and now that the Greek issue is on pause, we have a space of relative calm to make some changes. You are probably fed up with the Greek issue and its effects on markets so I won’t dwell on this. Only to say that,

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Investing is like a Game of Golf !

On the ‘fairways’, there is margin for error and recovery, but on the ‘greens’ your shots need to be steady and safe. Whilst driving your investments forward in the early years is important, as you approach your retirement years, the methods for creating wealth preservation and sustainable income need to be reviewed. On the ‘Greens

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Pop! Bank of England warns over 'significant risk'

The Bank of England has warned in the Financial Times 26/03/15, that current issues in Greece and China, “pose a significant risk to the UK’s financial system”. So what could go Pop ? The Bank of England is worried about Liquidity Risk. This is about how easy it is to buy or sell certain assets

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